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Terms of Use

Welcome to WisdomFish.org. Before you explore our Financial Planning, Investment Plans, Personal Loans, and Credit Cards content, please review the following terms. By accessing or using this site, you agree to comply with these Terms of Use.

1. Acceptance

  • You must be at least 18 years old to use WisdomFish.org.
  • Your visit or use of the site implies full acceptance of these Terms. If you disagree, please exit the site immediately.

2. Permitted Use

  • Personal, Non-Commercial: All materials—articles, tools, and graphics—are provided for your private, non-commercial use.
  • No Republishing: Copying, distributing, or modifying site content beyond personal reference requires our prior written permission.

3. Intellectual Property

  • All site elements (text, images, tools, code) are owned or licensed by WisdomFish.org and protected by copyright and trademark laws.
  • “WisdomFish” and our logo are registered trademarks; unauthorized use is prohibited.

4. User-Generated Content

  • Comments & Feedback: You may submit comments where enabled. By posting, you grant WisdomFish.org a perpetual, royalty-free license to use, adapt, and display your contributions.
  • Your Responsibility: You warrant that any content you submit is original, lawful, and does not infringe third-party rights.

5. External Links & Third-Party Services

  • WisdomFish.org may link to other websites or integrate third-party tools (e.g., calculators, analytics).
  • We do not control—and are not responsible for—the content, privacy policies, or practices of external providers.

6. Disclaimers

  • Information Only: Content is for educational purposes and does not constitute personalized financial, legal, or tax advice. Always consult a qualified professional before making decisions.
  • “As Is” Basis: We make no guarantees regarding accuracy, completeness, or suitability. All content is provided “as is.”

7. Limitation of Liability

  • To the fullest extent permitted by law, WisdomFish.org and its team shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site.

8. Modifications

  • We may update these Terms at any time without notice. Changes take effect upon posting here; continued use confirms acceptance of the revised Terms.

9. Governing Law

  • These Terms are governed by the laws of our operating jurisdiction, without regard to conflict-of-law principles.

10. Contact Us

For questions or concerns about these Terms, please visit our Contact Page.